LTC Tree updates our Long Term Care Insurance blog daily with cutting edge stories and breaking news in the rapidly evolving LTC industry. This Long Term Care Insurance blog offers readers tips and ideas on ways to save you money when buying this type of insurance. We always start with the foundation concept that Long Term Care Insurance is like any insurance, you may buy this and never even use it. Thus, finding that balance between too much insurance and too little is what we help our clients achieve.
Hybrid policies are transforming the traditional long-term-care insurance according to a recent article in The Wall Street Journal. Originally insurance companies would aim for middle class Americans, but now they are directed towards wealthy Americans who are wanting to protect...
Long-Term Care Insurance Policies LTC insurance policies reimburse policyholders a daily amount for services to assist with activities of daily living. You can pick the benefits, care options, amount of coverage, length it lasts, and how long you wait before receiving the...
Deciding when it’s time to look for senior living arrangements for a loved one can be overwhelming. There are many types of senior living options but the two best known are assisted living communities and nursing homes. First and foremost you must evaluate and understand...
Long-term-care insurance isn’t dead, according to a 2018 Wall Street Journal article, instead it is being used as an estate-planning-tool. Today Americans are more interested in hybrid policies and these policies are reshaping the U.S. insurance industry. When LTC insurance...
My mom went in for surgery to have her left knee replaced in 2005 and the day after the surgery she fell in the hospital tearing all the knee ligaments in her knee. After 13 unsuccessful surgeries to try and repair the damage, she finally gave up her independence and accepted...
As surprising as it may be, millennials are in fact planning ahead for their long term care over baby boomers. Interestingly enough, majority of the baby boomers have not taken action in regards to preparing for their future. According to Senior Housing News, only 1 in 5 people...
Once you are getting close to retirement and long term care, many start to stress about the cost of long term care. Not being able to afford it is one of their biggest concerns. Many surveys suggest that many people will not be prepared financially to handle the impact of growing...
USA Today released an article about a new trend of insurance providers offering discounted technology when you purchase a policy. They specifically referenced John Hancock, offering Apple Watches for $25 when you enroll in a life insurance policy. Under the stipulation that you...
When you have a family that you could potentially be leaving behind. You want to make sure you and your loved ones will be protected and you are receiving the optimal benefits. Luckily, there is an option to combine long term care and and life insurance that can give you long...
LTC Tree, the smart and easy way to shop for Long Term Care Insurance. Watch the video below to see an example of what info you'll get.
Reviews of each company's financial stability ratings, claims experience, and size.
A side-by-side comparison of each company's policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Genworth, Transamerica, John Hancock, New York Life, National Guardian Life, Mutual of Omaha, and more.
Carriers quoted will depend on your state. Completing this form does not bind you to any insurance policy.
Reviews of each company's financial stability ratings, claims experience, and size.
A side-by-side comparison of each company's policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Genworth, Transamerica, John Hancock, New York Life, National Guardian Life, Mutual of Omaha, and more.