Hybrid LTCI
Should I Buy Hybrid Long Term Care Insurance?
Hybrid Long Term Care Insurance policies combine traditional Long Term Care Insurance with guaranteed Whole Life insurance. If you need long term care the policy works just like the traditional LTC plans and it will pay for home healthcare, assisted living, adult day care and nursing home care. However, if care is never needed, then the Hybrid Long Term Care Insurance policy will return principle plus interest back to the family at death in the form of tax free life insurance benefit. […]



Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.