Rich started his insurance career in 1978 and has brokered LTC insurance since 1984. His passion for LTC planning is forged through personal experience-both his Grandma and Mom required extended LTC but one didn’t know to plan and one refused to plan until it was too late. Determined to avoid this scenario, Rich & his wife purchased LTC insurance in 2001 at age 46, despite the added expense to a household with 3 of 4 kids “still in nest”. He brings this unique long term perspective as both broker and policy owner to every LTCTREE client; tailoring a custom, affordable policy design to each individual’s particular circumstances. Rich & wife Terri live on the Oregon coast & enjoy hiking in wilderness areas with their beloved German Shorthairs.



Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.