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13
FEB
2015

Why You May Not Be Able to Buy Long Term Care Insurance

It was Spring of 1999 and I was a rookie Long Term Care Insurance agent for one of the major companies.  We worked for an aggressive agency here in Atlanta that really pushed hard to get marginal cases approved.  That Spring, I along with my class of agents were of course hungry...
30
JUN
2014
long term care insurance

Will Your Health Hold You Back from Long Term Care Insurance?

Planning for our future health isn’t exactly exciting; few people want to think about themselves as old and frail, but it is the reality that we must face. The older we get, the greater the chances that we will need help with daily activities like dressing, eating, and bathing....
10
JUN
2014
California long term care

California Encourages Long Term Care Preparation with Partnership Policies

Planning for long term care isn’t as simple as setting money aside and being done with it, especially in states where care costs more than the national average. California is one of those states and residents can benefit significantly from taking the time to prepare for long term...
04
JUN
2014
hybrid long term care insurance

Sales of Hybrid Long Term Care Insurance Policies Hit Record High

More Americans are turning towards hybrid Long Term Care Insurance solutions to help them plan for long term care, according to a recent review conducted by LIMRA. Individual hybrid life and Long Term Care Insurance policies have seen huge growth in the past few years. Hybrid...
19
MAY
2014

Upcoming Changes in the Long Term Care Insurance Market

Insurance is based on risk and risk is always changing, so it makes sense that insurance industries will undergo significant ebbs and flows over time. The Long Term Care Insurance market is no different and some notable changes are set to happen in the industry this summer. I...
08
MAY
2014
long term care

Prepare for the Unexpected in Retirement

When it comes to planning for retirement, there are all kinds of planners. There are those who have planned their retirement down to a t, there are those who haven’t planned anything, but keep reassuring themselves that it will get done this year, and there are those who have a...
08
APR
2014
long term care

Cost of Long Term Care Continues to Rise in US

It’s that time of the year again: Genworth Financial has released their 2014 Cost of Care Survey. Every year, the Long Term Care Insurance provider publishes their annual report that details the cost of long term care across the United States to help consumers learn more about...
18
MAR
2014
retirees

Investor Optimism Rises, Outlook of Retirees Improves

Investor optimism is rising and it’s mainly owed to the improved outlook of retirees, according to a new survey. Survey Details The Wells Fargo/Gallup Investor and Retirement Optimism Index found that investor optimism rose 12 points in the first quarter of 2014, up to +37 in...
15
JAN
2014
long term care insurance rate increase

Why Switching Policies After a Long Term Care Insurance Rate Increase Isn’t a Smart Choice

If you are among the adult Americans who own a long term care policy, then chances are you have received notice of a long term care insurance rate increase sometime in the past few years. Like many others, you might be wondering if it’s even worth it to keep your same policy or...
30
DEC
2013
retirement resolution

Retirement Resolutions for 2014

Surveys continue to show that Americans simply aren’t prepared for retirement. We don’t have enough saved and most of us aren’t even sure just how much we should be saving. This presents a real problem, especially as the huge population of Baby Boomers is on the...
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