5 Tips to Stay Healthy and Avoid Using Your Long Term Care Insurance Policy
You did your research. You compared rates. You purchased a policy. You officially have Long Term Care Insurance. Congratulations on making a sensible investment that protects your health and your assets.
Like any insurance policy, the hope is you will never have to use it. Protecting your house from a flood or your car from a wreck may be difficult, but protecting your body from disease is a lot easier than you think!
Follow these steps to stay healthy in your senior years and avoid using that Long Term Care Insurance policy:
1) Get moving
Even a small amount of daily exercise can help you reduce stress, sleep better, prevent weight gain, and improve your mood. Whether it is a walk around the neighborhood, swimming laps in the pool, or a community yoga class, exercise provides a variety of benefits that boost energy and keep your body strong.
2) Connect with others
Find others who share your passions and engage with them regularly. Join a book club, take a cooking class, or find a new gym. Volunteer in a community garden or work with a local dog rescue. Staying social and interacting with others who hold your same interests will improve your mental health and keep you feeling connected.
3) Drink more water
Few people drink the amount of water necessary for your body to function as intended. Drinking water helps regulate digestion, body temperature, and kidney functions. Water also prevents muscle fatigue and improves skin complexion. This is especially important for seniors, who are more susceptible to dehydration. Carry a water bottle around with you so you remember to drink water throughout the day.
4) Eat your veggies (and fruits)
Increase your fruits and vegetables intake by incorporating them into your daily routine. Fruits and vegetables are packed full of vitamins, minerals, and antioxidants that have a number of positive effects on the body. Along with improving skin and hair health, these nutrients are also vital in reducing the risk of cancer and heart disease.
5) Get enough sleep
Make sure you are getting enough sleep. Even if this means you need to go to bed earlier than you used to, listen to your body and get in bed. Adults require between 7 and 9 hours of sleep each night. Too little sleep can result in a variety of negative side effects including increased risk of diabetes and heart problems, car crashes, and depression. The right amount of sleep should leave you feeling satisfied and focused.
Sound simple enough?
The combination of these 5 factors can provide numerous health benefits that will keep you looking young, feeling great, and thinking sharply.
Proper nutrition paired with exercise is known to largely decrease the risk of many diseases. While adapting a healthier lifestyle will almost certainly improve your mental and physical health, it is important to remember that not everything is within our control.
Protect Your Health with Long Term Care Insurance
A government study estimates 7 in 10 Americans over the age of 65 will need Long Term Care at some point.
Living past 65 isn’t a rare occurrence anymore, and it is time for Americans to start planning for their future health needs. Even if you live a healthy life, chances are you will need Long Term Care at some point.
If you haven’t purchased a Long Term Care Insurance policy or aren’t sure exactly what it entails, it’s time to start considering it. Long Term Care Insurance provides a solution for millions of Americans worried about protecting their financial assets for retirement.
The average annual cost of a nursing home is around $80,000/year and the average benefit period is 3 years. Long Term Care Insurance allows you the comfort of knowing that should you ever need Long Term Care, you will receive the quality care you deserve and your hard-earned assets will be protected from the high cost.
Have questions about Long Term Care Insurance? Read more here.
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