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Last Updated December 3, 2014

LTC Tree updates our Long Term Care Insurance blog daily with cutting edge stories and breaking news in the rapidly evolving LTC industry.  This Long Term Care Insurance blog offers readers tips and ideas on ways to save you money when buying this type of insurance.  We always start with the foundation concept that Long Term Care Insurance is like any insurance, you may buy this and never even use it.  Thus, finding that balance between too much insurance and too little is what we help our clients achieve.

24
JUN
2017

Should you buy Hybrid or Traditional Long Term Care Insurance?

The Go-Go 1990’s The year was 1999 and like the dot-com era of companies such as Pets.com, things were sky high for the Long Term Care Insurance Industry and the financial industry in general.  Banks and Insurance companies were flush with cash and interest rates were at a...
20
JUN
2017

LTC coverage when you actually need it

The biggest concerns for people when considering whether or not to purchase LTC insurance are will they be able to afford it and will it provide enough coverage. But, due to the failure of two long-term care insurers, a whole new concern has been brought into the picture. Will...
20
JUN
2017

Looking for Father’s Day Ideas?

Long-term care (LTC) is not something everyone is constantly thinking about as they get older. Many people do not begin thinking about it until they need it, and by then they end up having to pay for all of the services theirself. These services include medical and non-medical...
24
MAY
2017

What is Your Plan for Long Term Care?

Many people believe they will never need long term care. Some may be right, but others are sadly mistaken. In fact, studies show that 70% of Americans who turn 65 will need long term care at some point. Especially if you are married, odds are, one of you is more than likely going...
23
MAY
2017

Why More and More Seniors are Unable to Afford Long Term Care Insurance

Long term Care Insurance has gotten much more expensive throughout the years. Fewer and fewer seniors are able to pay the amount needed to have good long term care insurance. According to Fortune, 55% of people over 50 years old decided not to purchase coverage due to its costly...
05
APR
2017

How to Talk to Millennials about Long Term Care

Millennials grew up with technology and were the creators of Google, Facebook, and Instagram. So what do these tech savvy consumers need to think about when it comes to Long Term Care Insurance? Millennials are a planning focused generation which makes them an excellent market...
14
MAR
2017

Is Alzheimer’s Type III Diabetes?

There was a recent article I read in the Express UK publication that mentioned there is growing evidence that dementia and Alzheimer’s could largely be caused by excess sugar consumption in a person’s diet.  The article gives evidence that Alzheimer’s is just a...
23
OCT
2015

Is Long Term Care Insurance worth the cost?

A recent CNN/Money magazine article poses the question: “Is Long Term Care Insurance worth the price?” One could easily ask the question the other way around in order to explore and debate the the issues surrounding this important type of insurance. As the article points out,...
15
OCT
2015

Smart Numbers-Crunching the numbers on Long Term Care Insurance

There are few of Americans out there with any kind of financial savviness that don’t have some kind of retirement plan, if not a whole portfolio of plans and resources for preparing for the twilight of your life.  We pack money away in 401ks and other retirement plans, we invest...
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