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14
MAR
2017

Is Alzheimer’s Type III Diabetes?

There was a recent article I read in the Express UK publication that mentioned there is growing evidence that dementia and Alzheimer’s could largely be caused by excess sugar consumption in a person’s diet.  The article gives evidence that Alzheimer’s is just a...
15
OCT
2015

Categorical Thinking Devastates Your Future Long Term Care Planning

The sixth article in a series written by LTC Tree Advisor, Joe Houston, M.Ed., LPC, CRC Categorical thinking is the tendency to see the “general” rather than the “specific.” Rather than considering the details of a situation, these types of thinkers only get a superficial,...
08
APR
2015

If I need Long Term Care–I’ll Just Shoot Myself

One of LTC Tree’s most senior writer was asked to offer some thoughts as to why men—more so than women—are often not receptive to the idea of long term care insurance. As a retired counselor, with many years experience dealing with many levels of folks not wanting to deal...
13
FEB
2015

Why You May Not Be Able to Buy Long Term Care Insurance

It was Spring of 1999 and I was a rookie Long Term Care Insurance agent for one of the major companies.  We worked for an aggressive agency here in Atlanta that really pushed hard to get marginal cases approved.  That Spring, I along with my class of agents were of course hungry...
16
NOV
2014

Give Peace of Mind This Christmas – Year End Financial Planning tips

Why do people buy Long Term Care Insurance?  We set out to discuss this topic around the holidays with some year end financial planning, when many of our clients are with family and thinking about the future. Christmas is a time of festive family gathering where we see new and...
05
SEP
2014

Morningstar: Hybrid Policies Can Have Significant Drawbacks

The high cost of Long Term Care is an expense that nearly 1 in 2 people will encounter sometime during their lifetime.  Given the high odds and family experiences of many baby boomers, there is tremendous interest in Long Term Care Insurance.  In the past several years, insurance...
30
JUN
2014
long term care insurance

Will Your Health Hold You Back from Long Term Care Insurance?

Planning for our future health isn’t exactly exciting; few people want to think about themselves as old and frail, but it is the reality that we must face. The older we get, the greater the chances that we will need help with daily activities like dressing, eating, and bathing....
19
MAY
2014

Upcoming Changes in the Long Term Care Insurance Market

Insurance is based on risk and risk is always changing, so it makes sense that insurance industries will undergo significant ebbs and flows over time. The Long Term Care Insurance market is no different and some notable changes are set to happen in the industry this summer. I...
11
MAY
2014

LTC Tree Agents Discuss Long Term Care Insurance Rate Increases

If you’ve read anything about Long Term Care Insurance in the news, it’s almost a guarantee that you have read about the rate increases that have been happening over the past few years. Journalists and newspapers love to talk about the rate increases and how substantial they are,...
08
MAY
2014
long term care

Prepare for the Unexpected in Retirement

When it comes to planning for retirement, there are all kinds of planners. There are those who have planned their retirement down to a t, there are those who haven’t planned anything, but keep reassuring themselves that it will get done this year, and there are those who have a...
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