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13
FEB
2015

Why You May Not Be Able to Buy Long Term Care Insurance

It was Spring of 1999 and I was a rookie Long Term Care Insurance agent for one of the major companies.  We worked for an aggressive agency here in Atlanta that really pushed hard to get marginal cases approved.  That Spring, I along with my class of agents were of course hungry...
30
JUN
2014
long term care insurance

Will Your Health Hold You Back from Long Term Care Insurance?

Planning for our future health isn’t exactly exciting; few people want to think about themselves as old and frail, but it is the reality that we must face. The older we get, the greater the chances that we will need help with daily activities like dressing, eating, and bathing....
10
JUN
2014
California long term care

California Encourages Long Term Care Preparation with Partnership Policies

Planning for long term care isn’t as simple as setting money aside and being done with it, especially in states where care costs more than the national average. California is one of those states and residents can benefit significantly from taking the time to prepare for long term...
04
JUN
2014
hybrid long term care insurance

Sales of Hybrid Long Term Care Insurance Policies Hit Record High

More Americans are turning towards hybrid Long Term Care Insurance solutions to help them plan for long term care, according to a recent review conducted by LIMRA. Individual hybrid life and Long Term Care Insurance policies have seen huge growth in the past few years. Hybrid...
19
MAY
2014

Upcoming Changes in the Long Term Care Insurance Market

Insurance is based on risk and risk is always changing, so it makes sense that insurance industries will undergo significant ebbs and flows over time. The Long Term Care Insurance market is no different and some notable changes are set to happen in the industry this summer. I...
11
MAY
2014

LTC Tree Agents Discuss Long Term Care Insurance Rate Increases

If you’ve read anything about Long Term Care Insurance in the news, it’s almost a guarantee that you have read about the rate increases that have been happening over the past few years. Journalists and newspapers love to talk about the rate increases and how substantial they are,...
08
MAY
2014
long term care

Prepare for the Unexpected in Retirement

When it comes to planning for retirement, there are all kinds of planners. There are those who have planned their retirement down to a t, there are those who haven’t planned anything, but keep reassuring themselves that it will get done this year, and there are those who have a...
05
MAY
2014
connecticut long term care insurance

Connecticut House Passes Bill to Address Long Term Care Insurance Rate Hikes

The Connecticut House of Representatives recently passed a bill that is designed to mitigate the financial burden of Long Term Care Insurance rate increases on consumers. Spreading Out the Cost S.B. 199 would require insurers filing for a rate increase of 20% or more on any Long...
17
APR
2014
anti-anxiety medication

Anti-Anxiety Medication Linked to Increased Risk of Death

A large-scale study has identified a connection between anti-anxiety medication, sleeping pills, and risk of premature mortality. Though scientists clarify the study proves correlation, not causation, the data results are still noteworthy for anyone already on or considering...
15
APR
2014
Long Term Care Insurance

Genworth to Release 1st Quarter Earnings at End of April

Genworth Financial announced the time and date of their earnings release with 1st quarter results. 1st Quarter Earnings Release The company will issue the release along with the financial supplement after the market closes on April 29. The information will be available on their...
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