Your Option For Long-Term Care Insurance
Talking about insurance
When it comes to long-term care, many feel they may need it but are also skeptical about their options and the whole process itself. Many end up stuck between wanting to ensure themselves and their family is protected should that time come and simply hoping that time never comes. Some have briefly looked into some long-term care benefits and see a slight need but also aren’t sure all the stipulations best suit them. Essentially, they are worried they will invest all this money into a plan that could save their[…]
Types of Long-Term Care Insurance
Selecting a policy
When it comes to long term care, deciding upon a policy that best suits you may seem “easier said than done”. As many individuals struggle to understand both the facts and costs associated with long term care the whole process cans seem overwhelming. Long term care insurance can be beneficial in shouldering even those with “ample” retirement plans, from the high expenses of long term care. Long term care serves as a lifeline to many who now require daily assistance in bathing, getting dressed and preparing meals. For many, this[…]
Long-Term Care Insurance Now or Later
LTC Insurance
Long term care insurance is insurance deigned to help shoulder the steep costs associated with long-term care such as paying for assisted living, nursing home care, or home health care. This insurance is built with those who will one day require assistance due to disability, age, or a chronic condition, in mind. If you consider the fact that 70% of those 65 and over will require some form of long-term care, then you understand the need for long-term care insurance.
Long term care offers assistance with many daily living activities and is[…]
10 LTC terms you might not be familiar with
Below are 10 Long-Term Care Insurance terms that will give you a greater understanding of the language in LTC.
Assisted Living Facility: Residency or housing that allows people that cannot live independently with disabilities to live and be assisted in their day to day.
Acute Inpatient Rehabilitation Facilities (Acute Rehab) : People who suffer from injury or illness that cannot live independently work on daily activities to help them return back home.
Independent living facility: Also known as retirement communities or senior living communities, allows seniors 55 and older to live independently with a third party home care service.
Custodial Care: A non licensed or[…]
Long Term Care Insurance Tree gets Award 3rd Year in a Row
Long Term Care Insurance Tree has made the Bulldog 100 list for the third year in a row, coming in 15th place out of 100 this year. Founded in 1995, LTC Tree is an Atlanta-based Long Term Care Insurance brokerage that is the largest, “virtual” connection to Long Term Care Insurance in the nation. Long Term Care Insurance Tree can assist you with finding a policy that is right for you not matter where you live in all 50 States in the country. Our approach is designed to save you both money and time with the[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.