Long Term Care

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All Of The Ways to Pay For Your Long-Term Care

By |January 4, 2021|Categories: Uncategorized|Tags: , , , , |


A Long-term care insurance policy will help cover the costs of assisted living, nursing homes, and home health care. It exists in case you can no longer care for yourself due to age, disability, or a chronic condition.

Long-term care insurance can be a sensible coverage option for many. Especially when you consider the fact that, 70% of individuals 65 and over will need this type of care at some point as according to, the U.S. Department of Health and Human Services.

So why doesn’t everyone opt for this option? The truth[…]

Why No Long-Term Care Insurance Can Deplete Your Finances

By |December 29, 2020|Categories: Uncategorized|Tags: , , , |

Long-term care insurance

Imagining your future needs for long-term care is likely not the most thrilling idea you have ever had.

In fact, most people choose not to think about it all. While we understand your temptation to avoid the subject, we also understand your crucial need to consider the following;

Most people will require long-term care at some point in their lives. 

According to the U.S. Health and Human Services Department  about 60% of those turning 65 can[…]
  • nursing homes

Nursing Homes: Celebrating The Holidays

By |December 21, 2020|Categories: Uncategorized|Tags: , , , , , , |


Whether this is your first or one of many Christmases with a loved one in a nursing facility, Christmas can feel a little less cheery for the both of you. Perhaps it is your mom in the nursing facility and perhaps she is feeling a bit discouraged to be spending the holidays away from home. This year many families are unable to spend the holidays at home or together however, that doesn’t mean you can’t have any Christmas cheer this year. There is still a lot to be grateful for this year[…]

Is Hybrid Long term Care Insurance For me?

By |December 18, 2020|Categories: Uncategorized|Tags: , , , , |


Purchasing Hybrid Long Term Care Insurance

If you are familiar with the way a traditional life insurance policy works then you understand that the policy will pay out a death benefit to any beneficiaries in the event of your passing. There are also some policies which will utilize this death benefit in order to payout or offer assistance while you are still alive, this is often a type of rider. Hybrid long term care insurance combine benefits from long term care insurance and combines then with the death benefit from payout from life insurance policies. These policies can provide relief[…]

  • Depression

Could Living Alone Cause Depression?

By |May 8, 2019|Categories: Uncategorized|Tags: , , , , , , , , , |

At the University of Versailles Saint-Quentin-en-Yvenlines a recent study suggests that people who are living alone are more likely to suffer from mental disorders. The study was published in the journal PLOS ONE and links the isolation to developing depression.

In the past people were getting married and having children more often than today. In recent studies the marriage rate is decreasing in our modern society and less and less people are choosing to not have children. This increases the number of people who are choosing to live alone which has been[…]

  • Vaccine To Cure Alzheimer's Disease

Future Vaccine To Cure Alzheimer’s Disease?

By |May 7, 2019|Categories: Uncategorized|Tags: , , , , , , , |

Experimental studies at the University of Texas are showing good results for a vaccine that could possibly slow down Alzheimer’s disease. The experiments and research are published in the journal Alzheimer’s Research & Therapy.

The research included animal testing on monkeys and rabbits in hope to bring to human trials soon. If all goes well with the testing and it is proven safe for humans this could help reduce the risk of people developing dementia and Alzheimer’s disease. Researchers believe that they are making major progress with the safety and effectiveness of[…]