Important Questions you Should Ask When Selecting a Long-Term Care Policy
So you’ve decided that you will likely require long-term care at some point in your life and that even if you don’t, you’d still rather rest assured safe than sorry. So you have now decided you wish to purchase a long-term care policy, but what’s next? How and where will you find a policy? More importantly once found, what kind of questions should you be asking to determine that the policy is a right fit for you? These are just some of the questions on the minds of many if not all[…]
When is it Time to Use my Long-Term Care Policy?
Using Your Long-Term Care Policy
Perhaps, your parents are suddenly receiving late payments notifications for bills they swear they’ve paid. Maybe they’re also forgetting a pill here or there and the house seems a bit messier than usual? Is it possible it has come a time where they may now need some extra help and/or care?Determining and discussing with your parents at which age they may now require long-term care can be a challenging subject for many. After all, they may not even be showing any serious sign of cognitive decline so, how[…]
Feature Friday Valentine’s Day Healthy Dinners
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipes”, available to you every Friday.
This Friday’s Featured recipe includes three delicious and Healthy Valentine’s Day recipes for you to try with your Valentine! (Please note none of these recipes belong to LTC[…]
Mitigating Long-Term Care Premium Increases
Can my Rates Go Up? 
Throughout occasions and most commonly long ago, miscalculations by insurers have led to increased premiums for long-term care policy holders. Although not as common now, if you’ve purchased long-term care insurance a while ago, you have probably by now been hit with some sort of rate increase. The reason for this that most of these policies purchased long ago were severely underpriced due to mis projections on the insurers part. More policholders than expected held on to their policies and made claims, resulting in higher[…]
Benadryl May Increase your Risk for Dementia
Allergies
Ever taken Benadryl to help combat your seasonal allergies or maybe even treat your cold symptoms? This over the counter antihistamine serves many purposes as it can treat hives, sleep aid, and even help with motion sickness but, could it be “bad” for you in the long-run? Researchers have been investigating the link between long term use of Benadryl and an increased risk for dementia and their findings could raise concerns for avid users.
Benadryl is most commonly used as an antihistamine used to treat allergies. The[…]
Celebrating Valentine’s Day with Seniors
In honor of the quickly approaching Valentines Day we wanted to spread some fun ideas for your family as well as any aging seniors in your life to participate in. These activities are fun for the whole family and can be used to boost morale within resident nursing homes this year as well. Try any of these fun activities this February 14th, 2020;
- Remember that love song?
Share in on pleasant memories with the whole fam and turn it into a fun game for all. Play different love songs from each decade and[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.