California Bill Would Prohibit Long Term Care Insurance Gender Based Pricing
A bill proposed in California legislature this week would eliminate gender based pricing from long term care insurance policies and prohibit companies from enacting similar pricing models in the future.
Gender Based Pricing
Assemblywoman Mariko Yamada (D- Davis) introduced AB 1553 on Tuesday, citing the current insurance pricing system as unfair discrimination.
“Gender discrimination has broad public policy implications,” Yamada said in a statement. “Women earn less than men in their lifetime and accumulate less wealth, so charging women more for the same policies is neither a fair nor effective solution to covering the industry’s costs. Pricing based on life expectancy sets[…]
Advocacy Group Challenges Long Term Care Insurance Gender Based Pricing
A women’s advocacy group filed sex discrimination complaints against four of the nation’s largest long term care insurance carriers this week.
Long Term Care Insurance Pricing Model
The National Women’s Law Center filed the complaints with the 
Office for Civil Rights at the Department of Health and Human Services on Thursday, according to a press release. The complaints claim the new gender based pricing implemented by these companies amounts to gender discrimination.
Genworth, John Hancock, Transamerica, and Mutual of Omaha each introduced gender based pricing last year. The pricing practice[…]
Universal Long Term Care Coverage Proposed in Congress
A bill introduced to Congress on Monday would create a single-payer health care system for the United States, and includes universal long term care coverage.
Universal Health Care
The “American Health Security Act of 2013” was introduced by Senator Bernie 
Sanders (I-VT) and would require states to create a single-payer insurance system that replaces the Affordable Care Act exchanges and eliminates all other forms of public health insurance.
A response to the failed rollout of Obamacare, the new bill demonstrates a growing frustration with the new health care laws and the[…]
US Health and Human Services Plans Long Term Care Awareness Survey
The United States Department of Health and Human Services (HHS) has plans to evaluate the public’s awareness and perception of long term care in a new survey.
Long Term Care Spending 
Recognizing the growing issue of long term care spending throughout the nation, the federal government wants to better understand how individual Americans address long term care and how the system could be improved upon in the future.
The US spent $211 billion on long term care in 2011, two-thirds of which was public spending. That cost makes up 8% of[…]
Minnesota Medicaid Reform Addresses Long Term Care
The Minnesota Department of Health and Human Services recently announced they received federal approval to use $58 million in state Medicaid spending to better address the issues that have arisen with an increased need for long term care.
Reform 2020
Just one component of a larger Medicaid reform effort called “Reform 2020”, the money designated to DHS will be used to help reduce the number of seniors and disabled Minnesotans who are forced into costly state run long term care facilities. Shifting priorities to home-based care, the state hopes to save money by installing home modifications that enhance safety, encouraging community services,[…]
Long Term Care Causes Medi-Cal Costs to Soar
The state of California will soon be facing massive pressure from the surge of seniors and cost of long term care support and services, according to a new UC Berkeley report.
Rising Costs
As the number of seniors rapidly increases, the burden 
of extended health care on the state Medicaid system Medi-Cal will continue to grow. The large-scale potential costs will have a massive impact on the state run program in the future. Researchers project an 88 percent increase in public expenditures for institutional long term care over the next[…]
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