How to Make Long-Term Care Affordable
Can I afford care?
Countless surveys suggest that, the majority of adults do in fact recognize the possible need for long-term care but simply aren’t sure whether or not they will be able to cover those costs. Many individuals are well aware that they will likely require some form of long-term care similar to that of their own family members care. They have also usually witnessed first hand the burden a lack of planning can place on the entire family when dealing with long-term care. Even so, many will continue[…]
Do Women Face a Higher Risk of Heart Attack?
Heart attacks on the rise
According to a recent study published in the Journal Circulation, women are experiencing a heightened risk for heart attacks as of lately. This is especially concerning given that heart attacks are often shown to have more debilitating effects on women versus men. Women often require longer hospital stays and fatalities following a heart attack. This is likely due to the fact that a woman’s heart is usually smaller, thinner, and pumps less blood per beat when compared to a man’s heart. Women also face additional risk factors not[…]
The Importance of a Legal Will
A legal will
It is a known fact that many individuals will postpone composing a legal will, most even waiting too long before it’s too late. Perhaps, it is because we do not wish to confront the inevitable possibility of our own passing. A will is a legal document which includes specific directions on how you would like your assets to be distributed following your death. The document can be altered by the producer at any point before their death and can contain both tangible assets, as well as appoint guardians and executors[…]
Most Family Caregivers May be Neglecting Their Own Health
When the unexpected
When suddenly in need of long-term care with no previous intentions of needing care, family members will often become makeshift caregivers. Holding the responsibility of caregiver for a loved one or family member comes with a great deal of responsibility. When assuming the role of caregiver you become essential in assisting with activities such as dressing, bathing, eating, exercising, and housecleaning. Caregivers are essential personnel in the daily care of another individual and their health however even so, recent polls and studies have shown that caregivers while taking care of[…]
Healthy & Delicious Coffee Options
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website.
This Friday’s featured recipe includes a list of healthy coffee recipes! We know you love your morning coffee and it can also have many health benefits to you however, we also know that some of our coffee preferences can be sugar and calorie dense, sometimes derailing our goals. Regardless of your lifestyle choices[…]
The Negative Effects of Allergens in your Home
Mild to Severe
Allergies effect many individuals today in fact, over 24 million people in the United States suffer from allergies daily. Whether these allergies range from mild to severe they can be pesky nonetheless. Peanuts, mold, dust, or pet dandruff are main culprits of many allergy related cases and can also spark severe reactions for many. A constant allergic response can irritate many systems within your body and produce reoccurring negative side effects. Many individuals suffer from non lethal allergies but instead mild and bothersome allergies to pollen, dust, and other irritants[…]
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A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.