New Jersey, in the Northeastern part of the United States, lies on the Atlantic Ocean and has long been famous for its gambling spot Atlantic City, with its long stretching boardwalk and coastal beaches. The state is the 2nd wealthiest in the nation and has sprawling suburbs that exploded from the cities in the 1950s. Residents of the Garden State enjoy a number of attractions like museums, theme parks, large venues, and an extensive list of professional sports teams. In addition, they are faced with some of the highest long term care costs in the country, with nursing homes at a current median cost of $121,000 a year.  This makes it crucial for New Jerseyans to begin planning for their future.

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New Jersey residents are fortunate to have a Long Term Care Insurance Partnership Program that provides them with a way to protect their assets from the high cost of long term care, while still receiving high quality care.