North Carolina lies in the Southeastern US, full of beaches spanning its Atlantic coastline. The Tar Heel state is home to 2 of the fastest growing metropolitan areas in the nation, as more people begin to recognize the benefits of living in the southern, coastal state. The Appalachian mountains that span across the state attract hikers and others tourists throughout the year, with some being brave enough to travel the entire trail at once. The beaches also draw a number of tourists year round, although certain parts of the coast are extremely vulnerable to hurricanes. North Carolina residents need to prepare for another potential risk, however, as the risk of needing long term care increases.

The North Carolina Long Term Care Insurance Partnership Program began a few years ago in 2011, to incentivize residents to invest in their health and protect their assets from the high cost of care.