Last Updated September 14, 2021

Rich Lalor

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Rich Lalor, CLU,ChFC

I grew up with 4 brothers in the suburbs west of Philadelphia and graduated from the University of Delaware in 1976.  My wife, Terri and I live in Eugene, Oregon.  We are “empty nesters” who treasure visits to and from our four children and six grandchildren.  We enjoy hiking around the beautiful Pacific NW with our beloved German Shorthairs.

I started my insurance career in 1978 and currently advise LTC Tree inquiries in ten states.  My belief in LTC insurance as a “cornerstone” for sound retirement and estate plans is forged through experience, having witnessed the devastating effect of neglecting to plan for this care both in my own family and my client base.

With 40 years experience as an agent and 20 years as an LTC policy owner, I am well qualified to suggest an optimal plan design for your unique financial profile; explain the nuances between the traditional vs. hybrid strategies;  and recommend the specific company which best matches your objectives and circumstances.

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LTC Tree, the smart and easy way to shop for Long Term Care Insurance.
Watch the video below to see an example of what info you'll get.

1 Reviews of each company's financial stability ratings, claims experience, and size.

2 A side-by-side comparison of each company's policy features. We cover the similarities and the differences.

Price comparisons customized to suit your specific needs from top carriers such as Genworth, Transamerica, John Hancock, New York Life, National Guardian Life, Mutual of Omaha, and more.

Carriers quoted will depend on your state. Completing this form does not bind you to any insurance policy.