Rich Lalor, CLU,ChFC
I grew up with 4 brothers in the suburbs west of Philadelphia and graduated from the University of Delaware in 1976. My wife, Terri and I live in Eugene, Oregon. We are “empty nesters” who treasure visits to and from our four children and six grandchildren. We enjoy hiking around the beautiful Pacific NW with our beloved German Shorthairs.
I started my insurance career in 1978 and currently advise LTC Tree inquiries in ten states. My belief in LTC insurance as a “cornerstone” for sound retirement and estate plans is forged through experience, having witnessed the devastating effect of neglecting to plan for this care both in my own family and my client base.
With 40 years experience as an agent and 20 years as an LTC policy owner, I am well qualified to suggest an optimal plan design for your unique financial profile; explain the nuances between the traditional vs. hybrid strategies; and recommend the specific company which best matches your objectives and circumstances.