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Prudential Insurance Company of America is an experienced leader in the Long Term Care Insurance industry.  In most states, Prudential’s Long-Term Care Insurance plan was LTC3 until April 1, 2012.

Prudential Long Term Care Insurance is an American icon, but is #4 in Long Term Care Sales behind larger players like Genworth, John Hancock, and Mutual of Omaha.

What is covered in the Prudential Long Term Care Plan?

The Prudential LTC3 plan covers both facility and home health care.  It also gives you flexibility with optional riders and included features like Restoration of Benefits.

Prudential Financial Ratings

Prudential is rated A+ by AM Best.

As of March 31, 2012, Prudential is suspending individual Long Term Care Insurance but is still selling group Long Term Care Insurance. 

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