What is long term care?
Long term care refers to the assistance provided to anyone who needs help with the activities of daily living such as bathing, dressing, eating, and getting in and out of bed. This assistance can be provided in a variety of settings, including nursing homes, assisted living facilities, or in the person’s own home.
Can I self-insure for Long Term Care?
Self-insuring means setting aside money to pay for potential long term care costs. However, this may not be the best option for everyone as long-term care costs can easily spiral out of control. There’s also a risk that your money may run out before your care needs are met. You need to have a high net worth to be able to comfortably self-insure.
What is hybrid long term care?
Hybrid long-term care refers to insurance policies that combine LTC insurance with other types of insurance (e.g. life insurance or annuities). These policies offer the benefits of long-term care insurance while also providing other financial benefits.
Why work with us?
Working with LTC Tree allows you to compare multiple long-term care insurance options from top-rated providers without the need to work with multiple insurance agents. This can save you time and help ensure that you get the best coverage at the best price. What’s more, we’re also active around the country and work with Americans from across the board.