Selecting The Right Facility for Your Long-Term Care
Making the right choice
Deciding whether or not to place a loved one within a long-term care facility can be a difficult choice for many. Even so, once that decision has been agreed upon, deciding which specific facility to place your loved one in can even more difficult! Chances are there are hundreds of facilities near you however, knowing which one will be the best fit for your loved one can seems cumbersome. There are many factors to consider such as services offered, price, proximity, and overall quality of the establishment. Knowing how to[…]
Let’s Talk Long-Term Care
What is long-term care
Long-term care refers to the health and/or personal care administered to assist an individual who can otherwise no longer fulfill these needs on his/her own. Some of these services may even extend to be as intricate as help with task completions such as grocery shopping, money management, house cleaning, and medication management. Although possible, the majority of long-term care is non medical and deals more so with daily living activities and everyday tasks. These ADL’s or activities of daily life are often categorized as follows:
- Bathing
- Dressing
- Toileting
- Transferring […]
Long-Term Care Insurance & Waiting
Those who wait may become uninsurable
When it comes to long term care insurance, those who wait until care is absolutely necessary to opt for coverage will usually fall into the uninsurable category. This end result typically results in, a declining individual in need of serious care who is now faced with steep costs and little means to cover it. The reason for this is that most insurers will require a medical underwriting exam before extending coverage meaning the state of your health will directly impact your eligibility as well as your overall[…]
Five Healthy & Tasty Sweets
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website.
This Friday’s featured recipe includes a list of five healthy desserts! We understand that eating healthy should be an attainable lifestyle instead of a restrictive diet, which is why we want you to be able to enjoy healthy desserts as well. (Please note these recipes do not belong to LTC TREE).
How to Live Longer And Happier
Live Longer, Live Healthy
It has often been said that the key to living a longer life is to stay healthy, but what does that actually look like? We have many individuals over the age of 60 who either have little to no health issues as well as individuals over that age with a steady declining health. Determining which of those two categorize you will fall into can seem overwhelming however there are always simple tips and tricks you can enact to help you stay healthy and we are here to help! Helping[…]
Staying Mobile Through Aging
Pro’s & cons to aging
With age comes new wisdoms and benefits as well as some natural deterioration and losses. One of those losses many aging individuals may experience is a sudden loss of mobility as well as decreased flexibility. For many it may become difficult to do the things that were once effortless at a younger age. This new change can be upsetting and offset a series of negative emotions and consequences for some. Loss of mobility has often been linked to depression as well as other underlying illnesses. Luckily we now[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.