Discovering Long-term Care
Long-term care
For some it is a rather confusing topic. Others wish to avoid the topic all together as it is not necessarily a fun thought. However, when you consider the fact that close to 70% of those over the age of 65 will need it, you have to.
The need for long-term care is constantly rising. These medical and personal services offered through long-term care are vital to those who can no longer care for themselves. Research supports this notion when you take a look at the countless studies as conducted by the American Society on Aging. We can only expect[…]
All About Alzheimer’s
Alzheimer’s Disease
Alzheimer’s disease can be overwhelming on many levels to both families and individuals afflicted by the disease. Currently no cure for this disease and it is ranked amongst the top in cause of death here in the United States. If you or a loved one has been diagnosed with Alzheimer’s disease or dementia there are some ways you should plan legally and financially.
Average costs for a room within in a nursing home can amount to over $7,000 a month. These costs can become expensive[…]
Your options for Long-Term Care
Exploring your options
When it comes to aging ,you may have a personal preference when it comes to aging in your own home. However for some, remaining at home may come with great responsibilities, isolation, and overall limitations. In these cases, the benefits of living at home no longer outweigh other alternatives and it becomes more practical to explore other options which offer more assistance. Housing options will vary by location and they will also possess many different options. These option vary from retirement homes, assisted living facilities, retirement communities, congregate living, etc. Today we will examine[…]
What You Need To Know About Long-Term Care
Misconceptions about long-term care
Once you are approaching retirement age, some common topics such as how you will handle the costs of long-term care should be discussed. This topic is not always the most “fun” however, it’s often necessary. Chances are you are already at a certain age where you have begun to experience some sort of health issues related to aging. It is also highly likely that you know a close friend or relative who is receiving some sort of long-term care. Some individuals do not wish to fathom the need for[…]
How To Successfully Prioritize Your Health
Health & LTC insurance
When it comes to long-term care insurance, being in ideal health conditions can make a noticable difference. This difference can be felt greatly in your ability to be approved for coverage. Additionally, you will find that lower premiums are also extended to those with good health profiles. There are many other areas of your life where, good health can not only earn you discounts but also improve your day to day.
Aging can be a tumultuous process for many, especially those with deteriorating health. Deteriorating health can lead to increased[…]
Protect What You’ve Worked For With LTC Insurance
Working Hard for Tomorrow
Chances are you have put in many long and hard day’s of work. You’ve learned new skills and have worked towards earning a decent living. Many Americans clock in and out to secure a better present and future for themselves and their families. Putting in the work now so that may one day retire comfortably.
Long-term care insurance can help you keep it this way. With an estimated 70% of individuals aged 65 and over needing care each year and health insurance not covering those costs, long-term care insurance[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.