Long Term Care Insurance commission: Obama’s actions could help raise Awareness
A Long Term Care Insurance commission is being formed after the abject failure of the so-called CLASS Act left many wondering if the government should get involved at all in helping Americans plan for the need for Long Term Care Insurance, industry experts are now optimistic about the next four years with Obama in the White House. Overall, the heightened awareness of the need to plan for your future long-term care needs is something that many see as a positive development. This fact, coupled with the recent “Fiscal Cliff” deal and its creation of a Long Term Care Insurance commission[…]
Immigrants Long Term Care
Immigrants and Expats and Immigrants should consider a Long Term Care Insurance Policy
When it comes to providing for your future long-term care needs, every American should be considering purchasing a Long Term Care Insurance policy. This also applies to immigrants and expat groups, as was noted in a recent article the Rafu Shimpo, the daily newspaper for the Japanese community in Los Angeles.
Immigrants Long Term Care problem
These groups might not have worked in the U.S. as long as original citizens and thus won’t have accumulated the retirement, pension and/or social security income. So, they are especially vulnerable in later life[…]
More and More Americans are Looking into Long Term Care Insurance: Shouldn’t you?
Recent reports show that there has been a 50% increase in web searches for Long Term Care Insurance the past five years, indicating a huge shift in awareness about the importance of Long Term Care Insurance to any sound, financial and retirement plan. To quote a member of the industry association: “I think people are finally getting the message that planning for the eventual risk of needing long term care is essential.”
The road to get to this stage has been long, though, and there is still a long way to go before all Americans are prepared for their future, long-term[…]
Review of Shared Care
To share Long Term Care Insurance benefits, or not to share the benefits? Your decision will ultimately have to be made by you, but this is a review of the details to help you make an informed decision.
The Shared Care rider adds around 15% to your total plan cost, and gives you the ability to use your spouse’s benefits in the event you use up your benefits and still need care. Nine out of ten Long Term Care claims will last for three years or less. If you are strictly playing the odds, you could probably get[…]
Don’t Wait Until You Can’t Qualify
Sarah had only recently learned of the form of insurance called Long Term Care Insurance. 
So, when she was unsuccessful in securing a policy for her aging mother, Beth, she was devastated. If she had only investigated this form of insurance sooner. But, Sarah, like many Americans, was unaware that this type of insurance existed. Long Term Care Insurance covers the costs of long-term care services such as nursing homes and in-home care that are related to activities that are “non-medical” such[…]
South Carolina Long Term Care Insurance Partnership Program
The state of South Carolina, like many states across the country, has developed aunique and viable solution to tackling the long-term care “crunch” facing its citizens in the coming decades. This “crunch” in long-term care is a national phenomenon that is exacerbated as the population ages. Awareness of the need for Long Term Care Insurance remains low nationwide and thus many are left vulnerable. Long Term Care Insurance is insurance that pays for services such as nursing homes, in-home care and assisted-living care when one is unable to care for themselves.
These services are not covered by regular health[…]
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