To share Long Term Care Insurance benefits, or not to share the benefits? Your decision will ultimately have to be made by you, but this is a review of the details to help you make an informed decision.
The Shared Care rider adds around 15% to your total plan cost, and gives you the ability to use your spouse’s benefits in the event you use up your benefits and still need care. Nine out of ten Long Term Care claims will last for three years or less. If you are strictly playing the odds, you could probably get[…]