Long-term care insurance will cover the costs that are typically not covered by health insurance, medicare, and medicaid some examples include; assisted living, at home care, and nursing home expenses. Without coverage, these costs can inflict a huge dent in one’s finances while attempting to pay for care.
Like all insurance, LTC Insurance takes into account many personal factors when determining ones individual premiums. The factors considered include location, age, health, policy period, inflation, as well as other factors which can go into determining your premium. For this reason, it is best to receive quotes from multiple carriers and then[…]