LTC Tree Long Term Care Insurance Q & A with Client
Client’s long term care insurance questions
1. What kind of physical/medical review or exam is done prior to underwriting this long term care insurance policy? Is the preferred health discount determined by medical record review, exam or questionnaire?
2. Do they pay actual expense up to the daily limit? If so, and If you had home care or assisted living and it cost less than the daily limit, (say 50% for example) would you be covered for 6 years on a 3 year policy or 10 years on a 5 year policy? Or is the benefit period of[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.