Myths about Long Term Care
Here are some myths from Forbes about aging and Long Term Care that have been misunderstood:
- Memory lapse are normal for older adults: When talking about memory loss it’s frequently associated with aging. Memory lapse are also experienced by younger adults as well. Having serious memory lapses as an older adult is not normal though. Not every memory loss is a sign of dementia. If there is a regular memory loss occurrence this is not just from aging.
- The older you get the more you fall: Injuries from falling is one[…]
Travel Tips for Seniors
Traveling as a senior has it’s benefits, but there are precautions you should remember before leaving on your trip. The perks of being an elder while traveling can include discounts, meal accommodations, and time to avoid the busy high seasons.
Health is one of the major concerns you should evaluate before taking a trip. Whether you are traveling by plane, driving a long way, or going on a cruise you have to keep in mind of the many challenges that you could face. When traveling you have climate changes, navigating around the airport[…]
Long Term Care Tips
Here are three Long Term Care Insurance tips by Newton Daily News that will help you navigate the Long Term Care world:
1. First, your premiums will be less expensive if you take out your policy when you’re younger and healthy. Additionally, even if you are, you need to consider how much you can afford now and in the future. If there comes a time that you can’t make your payments, you could conceivably lose all that you’ve invested, according to AARP. Your financial advisor can help you decide if your savings and[…]
DNA Testing for Long Term Care Insurance
When applying for Long Term Care Insurance it is common for Insurers to take a genetic test when you are applying for Long Term Care Insurance. They can technically choose to offer you coverage off of the results of your DNA tests as well.
The Federal Genetic Information Nondiscrimination Act prohibits health insurers from asking for or using your genetic information to make decisions about whether to sell you health insurance or how much to charge. When applying for Long Term Care Insurance insurers like to review your medical history and go[…]
Oktoberfest: Nursing home celebrates
The Waveny LifeCare Network celebrated their third year of Oktoberfest. Since they were not able to take their seniors to Germany what better way than to bring Germany to them! They celebrated things like Oktoberfest history, German music, and all the delicious German foods.
The main colors of Oktoberfest are blue and white. (A lot of nursing homes are decorating and celebrating this!) Usually Oktoberfest starts in September but Americans like to start celebrate in October. Not only did they decorate with Autumn and Fall decor around the nursing home, but[…]
Financial planning in your 50’s
As you near your 50’s its a great time to start to think about leaving your full-time job and retiring. Retirement is just around the corner and it’s important to know what your future needs will be both financially and physically. A lot of people in their 50’s have a hard time even knowing how to plan for retirement let alone grasp the concept of it happening in life.
According to a Vanguard study in 2016, between the ages of 55-64 half are prepared mentally and financially and half are not and[…]
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