Can Dementia start in the womb?
A recent study at Cambridge University, suggests that Dementia could develop as early as in the womb. Studies have shown already the link between specific genetics and Alzheimer’s developing at early stages. This study says that if you do not develop certain traits and genes from your parents that the likelihood of you developing Dementia is a higher risk.
The study took brain samples from 54 different patients and 40 of those patients had already had signs or forms of Dementia. Scientists then discovered that about half of them that[…]
How the Recession changed these peoples lives
Today’s Millennials have a negative outlook on investing into the stock market. In 2009 Stefan Nagel did a study on the willingness of financial risks for “Depressions-era babies.” He found out that if they were to make an investment that it would be a lower fraction.
In fact he says according to a survey by Bankrate, “30% of Millennials say cash is their long-term investment of choice, while previous generations lean toward stocks.” As far as careers go a lot of millenials have been forced to take more risks professionally since they graduated during the recession. Unlike the previous[…]
Ways to estimate Long Term Care Costs
If you are planing on saving a lot of your retirement funds planning ahead of time for Long Term Care insurance is highly beneficial. Traditional costs for long term care insurance are usually self funding, long term care insurance, a hybrid policy, hybrid policy with a long term care rider or Medicaid for those who don’t have many assets and low incomes.
Understanding your potential risks and costs can help save the initial impact that these costs have for a family. When it comes to things like home care, 80% of the[…]
Common Mistakes when selecting a facility for long term care
When looking for a facility for a loved one or a family member you want to make sure that they are receiving the proper care and will be living in a wonderful place. A lot of people research many places and have a hard time choosing for fear of picking the wrong one. The key to picking the right facility is knowledge! Make sure you are going over all the questions and concerns you might have or might run into prior to picking out a facility.
According to FiftyPlus Advocate, here are[…]
Solutions on improving Long Term Care Insurance
If you are turning 65 today you have almost a 70% chance of needing some type of long-term care services. Prices for long term care services can range from $40,000-$250,000. Congress recently has been taking action towards lowering costs that can be more affordable for seniors.
Here are some of the policy solutions to help improve Long Term Care insurance from AHIP:
- Let employees use cafeteria plans and flexible spending arrangements to buy LTC coverage. Allowing LTC coverage to be provided under a cafeteria plan would make it more affordable. This solution would have limited impact on the tax dollars[…]
How much is knee surgery?
Most Americans nowadays have no idea how much a knee surgery costs. In a recent study that kept track of all of the things that go into having a knee surgery or replacement Gundersan Health System reported that costs were almost five times as much as it cost the hospital.
In 2016 the average price for a knee surgery was $50,000. The actual cost reported during the study? $10,550 at most. Often times hospitals raise their prices on surgeries to cover costs to meet profit targets. A lot of patients with insurance[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.