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  • Higher Dementia Risk

Midlife Stress Linked to Higher Dementia Risk

By |October 1, 2013|Categories: Breaking News, Psychology, Retirement Planning|Tags: , |

Swedish researchers published the results of a long term dementia study, the results of which show that stress in middle age may increase the risk of Alzheimer’s or dementia later in life.

Too Much Stress? stress dementia risk

The study reveals a simple and inexpensive method to cut back on your chances of developing Alzheimer’s: cut back on your daily stress.

At a time when Alzheimer’s currently affects more than 5 million Americans, the quest to understand the disease and other forms of dementia is not without consequence. Scientists continue to produce study after[…]

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  • Proposed in Pennsylvania

Long Term Care Commission Proposed in Pennsylvania

By |September 30, 2013|Categories: Breaking News, Government, Insurance Industry, Retirement Planning|Tags: , , |

A recent proposal put forth by Pennsylvania Governor Tom Corbett includes the creation of a state appointed long term care commission to establish an integrated long term care system.

Healthy Pennsylvania tom corbett long term care commission

The plan, called “Healthy Pennsylvania”, was introduced by Governor Tom Corbett two weeks ago and has sparked controversy amidst already heated public debates about health care and long term care.

Brian Duke, the Pennsylvania Secretary of Aging, wrote an article in the Philly Burbs today in support of[…]

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  • Retirement than Their Parents

Boomers Expect a Different Retirement than Their Parents

By |September 27, 2013|Categories: Advice, Breaking News, Insurance Industry, Retirement Planning|Tags: , , , |

A recent study surveyed aging Boomers and found substantial differences in what they expected in retirement compared to previous generations.

Changes in Expectations long term care insurance

The study, conducted by the Bankers Life and Casualty Company Center for a Secure Retirement, surveyed nearly 1,300 Americans between the ages of 49 and 67 who held a total annual household income of $25,000 to $75,000 a year. The questions were meant to understand how Baby Boomers view their future retirement and what they expect in their retirement years that their parents and grandparents did not.

What[…]

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  • Seniors Are More Likely to Fall

Research Explores Why Seniors Are More Likely to Fall

By |September 26, 2013|Categories: Breaking News, Psychology, Retirement Planning|Tags: , |

An article in the Wall Street Journal this week focuses on “the science of falls” and lends explanation to some questions about the mental and physical mechanics of falling. Landing more than 2 million elderly in the emergency room in 2010, falls are one of the leading causes of long term care and should be considered as you begin to age.

Scientific Findings

Taking measures to reduce your risk of a fall will help you stay healthier, and ultimately safer, in old age. While home modifications such as hand rails, ramps, brighter light bulbs, and other updates may make a fall[…]

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  • Patients and Music

iPod Project Connects Toronto Dementia Patients and Music

By |September 20, 2013|Categories: Breaking News, Retirement Planning|Tags: , |

People have long touted the healing powers of music, but just how true is that claim? The Alzheimer Society of Toronto, Canada put a great deal of weight into the belief and launched a new program dedicated to providing music to seniors with dementia in their area.

Inspired by Henry dementia patients and music

The program, dubbed the iPod Project, was inspired after a screening of a film called “Alive Inside”, which documents the effect of music on dementia patients, one in particular named Henry, whose story you can watch on YouTube.

The[…]

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  • Long Term Care Insurance

Top 3 Reasons to Buy Long Term Care Insurance

By |September 18, 2013|Categories: Advice, Buying Tips, Insurance Industry, Retirement Planning|Tags: , |

Long term care insurance helps pay for a number of different services like care received in a nursing home, assisted living facility, or even at home. The government estimates that 1 in 2 Americans will need long term care at some point, so planning early can help save you money in the future. If you think that long term care insurance isn’t right for you, you may want to think again.

Unless you have a hefty amount of assets and can afford to self-insure or, on the flip side, know that you will qualify for Medicaid, long term care insurance[…]

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