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  • Prevent Dementia

Eating to Prevent Dementia

By |September 17, 2013|Categories: Advice, Retirement Planning|Tags: , , , , |

The prevalence of Alzheimer’s and dementia in our society is an issue that worries many and has scientists conducting a plethora of studies on any and every potential breakthrough. Though there is no guaranteed way to prevent Alzheimer’s and dementia, over the years, many prevention methods have been discovered as effective at reducing the risk.

Effects of Lifestyle

More than 5 million Americans are currently suffering from Alzheimer’s or another form of dementia, which now ranks as the 6th leading cause of death in the United States. Taking an active role in your current and future health can have a big[…]

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  • Long Term Care Insurance,

Long Term Care Commission Releases Recommendations Report

By |September 16, 2013|Categories: Breaking News, Government, Insurance Industry, Retirement Planning|Tags: , , |

The Long Term Care Commission released their findings Friday in a brief summary of long term care commission recommendations. The summary touches on the various issues plaguing the long term care industry and provides suggestions for reform and improvement. In the end, however, the commission was unable to fully agree on any suggestions for financing of the public’s long term care support and services.

Commission Background

As Americans worked to find ways to pay for their long term care services, the group commissioned by Congress to do the[…]

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  • Financial Crisis

Prevent Financial Crisis with Long Term Care Insurance

By |September 13, 2013|Categories: Advice, Insurance Industry, Retirement Planning|Tags: , |

Whether you want to think about it or not, at some point, we all age. How we age, though, is up to us, and as many Boomers are beginning to find out, financial planning takes a front seat as you get older and begin thinking about retirement. A major factor that affects retirement savings and merits some serious attention is the possibility of long term care.

Plan Ahead long term care insurance

How would you respond if you suffered a bad fall one day and needed care for an extended period of time, say[…]

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  • Heart Disease, Stroke Every Year

CDC: 200,000 Preventable Deaths from Heart Disease, Stroke Every Year

By |September 12, 2013|Categories: Advice, Breaking News, Retirement Planning|Tags: , , , |

One-quarter of yearly deaths from heart disease and stroke are avoidable, according to a recent report from the Centers of Disease Control and Prevention (CDC).

Improvement for Some

The report, released this month, found that 200,000 deaths due to heart disease and stroke in 2010 could have been avoided through lifestyle changes. The rate of avoidable death varied tremendously, however, according to a number of different factors, including race, gender, age, and state.

Researchers found that the highest rates of avoidable deaths were in the Southern states and Washington D.C., while Minnesota had the lowest. Another noticeable discrepancy is that blacks were twice[…]

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  • Caregiver Crisis Affect You?

How Will the Coming Caregiver Crisis Affect You?

By |September 11, 2013|Categories: Advice, Insurance Industry, Retirement Planning|Tags: , |

As health care becomes more expensive, fewer people will be around to deliver it, according to a recent report released by the AARP.

Titled “The Aging of the Baby Boom and the Growing Care Gap: A Look at Future Declines in the Availability of Family Caregivers”, the document details an upcoming scarcity in caregivers, specifically family caregivers, who will be available to provide long term care services over the next few decades. With more Baby Boomers preparing to enter retirement every day, this new report raises questions about how the medical and long term care systems in the country can afford[…]

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  • Long Term Care Insurance

Transamerica’s Newest Long Term Care Insurance Product Available for Sale

By |September 10, 2013|Categories: Benefits, Breaking News, Buying Tips, Insurance Industry, Retirement Planning|Tags: , |

Transamerica’s newest Long Term Care Insurance product, Trans Care III, is now available in all 36 interstate compact states across the US.

Opportunity for Solutions transamerica long term care insurance

Long term care planning is an important component of preparing for retirement and despite the market concerns about the industry, the company emphasized their belief in the “tremendous opportunity for long term care solutions” in their latest product announcement.

Transamerica is now giving quotes and taking applications for the product, which includes a number[…]

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