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Long Term Care Insurance Benefits

By |January 17, 2013|Categories: Benefits|Tags: , , , , |

Most Long Term Care Insurance benefits can vary from one company to the next, but most all current plans have virtually the same core Long Term Care Insurance benefits.  However, some of the fine details can differ so we will go over some of those differences below.

Home Health Care

The top ten Long Term Care Insurance plans all offer 100% of your benefits for home health care.  However, many group Long Term Care plans you might buy at work do not offer 100%.  Often the group Long Term Care Insurance plans will reduce your home care benefits to 50-75% whereas a[…]

How to Deal with Rising Long Term Care Insurance Rates

By |January 4, 2013|Categories: Advice|Tags: , , , , |

When it comes to retirement planning, you’ve got everything covered.  Smart investments, check.  401k or pension, check.  Insurance policies squared away, check.  You’re even one of the savvy Americans who’ve already purchased a Long Term Care Insurance plan to make sure you’ll be able to cover your long-term care needs in retirement.  But, suddenly, you are informed that your Long Term Care Insurance rates are going to be increased.  You become worried about whether you can keep up with the payments or, more practically, whether paying Long Term Care Insurance ratesk is even a smart investment of your hard-earned money.[…]