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  • Unexpected in Retirement

Prepare for the Unexpected in Retirement

By |May 8, 2014|Categories: Advice, Benefits, Buying Tips, Insurance Industry, Psychology, Retirement Planning|Tags: , , , , |

When it comes to planning for retirement, there are all kinds of planners. There are those who have planned their retirement down to a t, there are those who haven’t planned anything, but keep reassuring themselves that it will get done this year, and there are those who have a pretty good general idea of how their retirement will go. In truth, though, there are certain things that are impossible to plan for no matter how meticulous you are, and a sudden health care emergency in retirement is one of them.

Finding Peace of Mind

Sudden health care in retirement is not[…]

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  • Connecticut House Passes Bill

Connecticut House Passes Bill to Address Long Term Care Insurance Rate Hikes

By |May 5, 2014|Categories: Breaking News, Insurance Industry, States|Tags: , , , , |

The Connecticut House of Representatives recently passed a bill that is designed to mitigate the financial burden of Long Term Care Insurance rate increases on consumers.

Spreading Out the Cost

S.B. 199 would require insurers filing for a rate increase of 20% or more on any Long Term Care Insurance policy to spread the monetary increase out over a period of three years or more. The bill also requires insurers to provide policyholders with advanced notice of a premium rate increase before the increase is implemented, in addition to offering an option for policyholders to reduce their benefits and keep their[…]

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  • Signs of Alzheimer’s

At Home Exam Helps People Identify Signs of Alzheimer’s

By |May 4, 2014|Categories: Breaking News, Psychology, Retirement Planning|Tags: , , , |

Early diagnosis of Alzheimer’s and other forms of dementia is crucial to the success of the treatment process and researchers have developed a new way to help detect the disease at home.

The SAGE Test

An early diagnosis of Alzheimer’s can help individuals begin treatment earlier, thus catching the disease in the outset and hopefully slowing its progress over time. Waiting months or years after symptoms appear to discuss them with a doctor or seek treatment can be extraordinarily detrimental and cause you to miss out on opportunities to help stave off the disease and reduce the severity of those symptoms. Researchers[…]

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  • Won't Regret That Run

Diabetes May Cause the Brain to Shrink

By |April 30, 2014|Categories: Breaking News, Psychology, Retirement Planning|Tags: , , |

The link between diabetes and dementia has been documented before, but a new study sheds light on why the two may be connected. Diabetes may cause the brain to shrink, according to research from a group of prominent radiologists.

Brain Size of Diabetics

Memory issues and other cognitive problems in diabetics were once thought to be the result of blood clots in the brain, but this theory is being overshadowed by a new one of great interest to researchers. The recent study found that individuals with diabetes might experience cognitive problems not because of blood clots, but because cells in their brain[…]

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  • Alzheimer’s Risk in Women

Gene Variant Increases Alzheimer’s Risk in Women

By |April 23, 2014|Categories: Breaking News, Retirement Planning|Tags: , , |

A specific gene variant dramatically increases the risk of Alzheimer’s in women, according to a new study out of Stanford University.

Alzheimer’s Research

As the prevalence of Alzheimer’s continues to rise amidst increasing life spans, testing of the disease and any significant risk factors has become a priority of many researchers.

The desire to find useful indicators of the disease is at the forefront of many studies as scientists strive to discover an effective course of prevention, treatment, or a cure. Researchers at Stanford University School of Medicine dove deeper into the genetic side of Alzheimer’s disease to determine the impact that[…]

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  • Cognitive Abilities

Cognitive Abilities Start to Decline at Age 24, According to New Study

By |April 21, 2014|Categories: Breaking News, Psychology|Tags: , |

When talking about cognitive decline, most people think that it doesn’t happen until their senior years. If a new study is a right, though, that’s actually not the case at all. Researchers at Simon Fraser University in Canada say their new study shows that cognitive abilities actually start to go downhill at age 24.

Gaming for the Study

Researchers from the university recruited 3,305 individuals aged long term care insurance16-44 for a study to look at the connection between age and how quickly people make decisions and go back and forth between different[…]

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